Most people have a handful of questions before picking up the phone, like how we actually work, what things realistically cost, how soon we respond, and whether we’re even the right fit for their specific situation. This page answers the ones we hear most often, pulled straight from real conversations with clients and prospective clients just now starting to look into working with us.
What to expect from a first conversation, and what it’s like to become a client.
We primarily work with business owners and individuals across Bucks County and beyond who want a straightforward, personal approach to asset management, planning, and building wealth. As a family-run practice, we take a hands-on approach with every client we work with.
Every relationship starts the same way, a free, no-obligation conversation about your goals and situation. We'll listen first, then walk you through whether and how we can help. There's no pressure and no sales pitch, just a conversation.
Every situation is different, so we don't publish flat fees or minimums online. Give us a call at (215) 497-9849 and we'll walk you through what makes sense for your specific goals.
No. While our office is based in Newtown, Bucks County, we serve clients nationally and internationally. We’re happy to work over the phone and video call, so location is rarely a barrier.
That's fine, we regularly talk with people who already have an advisor, accountant, or attorney and simply want a second opinion or a more hands-on relationship. We'll have an honest conversation about whether we're the right fit for what you need.
What we actually do, in plain terms: from portfolios to retirement plans to college savings.
We offer asset management, cash management, financial planning, estate planning, small business retirement plan administration, and education planning. Whether you need one service or a full financial strategy, we build a plan around your goals.
It means putting idle cash, money sitting in a low-interest checking or savings account. to work in short-term U.S. Treasury securities and/or Money Markets instead. It's a straightforward way to earn more on funds you're not ready to invest elsewhere, whether that's business reserves, a windfall, or an emergency fund.
Yes. We help business owners design and administer retirement plans, including 401(k)s, SEP IRAs, and SIMPLE IRAs, matched to their company's size and budget, then handle the ongoing compliance and documentation that comes with running one.
No. Estate planning works best as a team effort. We review how your accounts are titled and your beneficiary designations, then coordinate directly with you and your estate attorney on the legal documents themselves, like your will, trust, and powers of attorney.
Yes. Education planning is one of our core services, and we help families understand what college costs are likely to look like and build a savings strategy using 529 plans and other tax-advantaged accounts, balanced against your own retirement savings.
What it’s like to work with a small, family-run practice day to day.
Bucks Capital Advisers is a father-and-son advisory practice based in Newtown, Bucks County. That means when you call, you're getting one of us, not a call center or a rotating cast of representatives, and a hands-on approach to every account we manage.
A real person answers our phone, not a call center. If you reach out through the contact form, expect a response within one business day.
No, just come as you are. If you have recent account statements, copies of tax returns and estate planning documents, or a sense of what you're hoping to accomplish, that can help move the conversation along, but it's not required for a first conversation.
We do, personally. The same people you speak with when you call are the same team members managing your account.
We prefer to maintain a continuous, open line of communication with our clients. Our goal is to establish a relationship where we’re one of the first calls our clients make when looking to make financial and life decisions.
Our registration, your agreement, and how we handle your information.
Yes, Bucks Capital Advisers LLC is a Registered Investment Adviser. If you'd like more detail on our registration or how we're compensated, just give us a call and we'll walk you through it.
Yes. Like any Registered Investment Adviser, we're required to have a signed client service agreement in place before we can provide advice. We'll walk you through this together as part of getting started. This is standard for working with any RIA, not extra paperwork we add on top.
We take the privacy of your personal information seriously and don't sell or share it with third parties for marketing purposes. For the full details, see our Website Disclosures & Privacy Policy.
Our fees are charged quarterly on percentage of assets under management (AUM). Generally, our fee is 1% for accounts that require the management of equities and 0.25% on accounts that are pursuing a safer, income based approach. Fees are negotiable based on the level of AUM a client has and is determined on a case by case basis. It’s best to give us a call so we can discuss your specific situation.
As a Registered Investment Adviser, we're held to a fiduciary standard, meaning we're legally required to act in your best interest, not just recommend something that's merely "suitable." If you ever have a question about how a specific recommendation serves your interests, ask us directly.